Home equity → Crypto · Starting in the US

Turn your home equity into crypto.

Millions of Hispanic homeowners are asset-rich but liquidity-poor, sitting on real equity a bank won't touch. Abundio converts that trapped equity into crypto — dollar-stable stablecoins, Bitcoin, and other digital assets you actually control — without a bank or a refinance.

No monthly payments Keep your home No term limits No income requirements Self-custody Crowdfunded on-chain
$35T+
of US home equity, most of it locked up
~9.5M
US Hispanic homeowners, underserved by banks
Self-custody
stablecoins, Bitcoin & digital assets you control
See what you could unlock

Turn trapped equity into a number.

Slide in your home value and mortgage balance to see, roughly, how much of your trapped equity Abundio could convert into crypto — no monthly payments, no term limit, your home stays yours.

Your equity today: $250,000

You could unlock up to
$100,000
in stablecoins, Bitcoin, or other digital assets, held in your own custody
Illustrative estimate only, not an offer. Final amounts depend on a third-party appraisal and provider terms.
The problem

The world's biggest fortune is frozen inside real estate.

Home equity is the largest pile of wealth on earth, and one of the least usable. It's illiquid, it quietly loses ground to inflation, and today the only way to touch it is expensive debt. And millions of Hispanic homeowners are locked out of even that.

Locked out

Real value the bank won't unlock

Self-employed, thin-file, paid in ways an underwriter has no column for. A $450,000 home and you still can't pull $50,000 out of it, declined for a HELOC on paperwork, not on risk.

Already in crypto

A community that already lives on digital dollars

Hispanic families move money on stablecoins and remittances every day. Crypto is an everyday tool here, not a bet, they just have no clean way to move the wealth trapped in their homes into it.

How it works

Three steps. Under 90 seconds to start.

1

Get a quick estimate

Enter your location and numbers to see, instantly, how much of your equity you could convert into crypto. No credit impact, no obligation.

2

Apply with a vetted partner

Complete your application. A licensed partner approves and funds it as a home equity investment, not a loan, so no monthly payments and you keep your home.

3

Receive crypto and hold

Receive stablecoins, Bitcoin, or other digital assets in your own custody. No term limit, settle whenever you're ready.

The capital engine

Funded by the crowd, on-chain.

Abundio doesn't need a giant balance sheet to free a homeowner's equity. Each unlock is crowdfunded through smart contracts, a global pool of investors funds the position transparently on-chain and shares in the outcome. It's a two-sided market: liquidity for homeowners, real asset-backed exposure for investors.

Homeowners

Turn trapped equity into crypto

Unlock equity into stablecoins, Bitcoin, or other digital assets, no monthly payments, no term limit, and you keep your home.

Investors

Fund positions via smart contracts

Back real, asset-backed home equity in the markets banks ignore. Capital is pooled and settled on-chain, transparent, programmable, and open to a global crowd, not just institutions.

Why the US Hispanic market first

The sharpest version of the problem.

If it works here, it scales anywhere equity is trapped.

The densest Spanish-first, self-employed homeowner market in the country, Venezuelan, Colombian, Cuban, Mexican, concentrated in states like Florida, sitting on real equity the banks won't touch and that no incumbent serves in their language. That's exactly the kind of hard, ignored market where a focused product wins and keeps the moat.

  • Maximum pain: real equity, declined for paperwork, not risk.
  • Maximum demand: a community already living on stablecoins and remittances.
  • Minimum competition: the incumbents sell this only in English.
  • Then expansion: the same seam runs through every Spanish-speaking, enforceable market.
The founder

Built by an investor who lived the problem.

BM

Blad Moreno

Founder · Real estate investor · Engineering leader (ex-Jamf, ex-Accenture)

I'll be honest: I'm the user and the operator on this one. I've spent years as a real estate investor, so I've felt firsthand exactly how much wealth sits trapped inside property, and how badly the tools for moving money into hard assets are built for anyone the bank overlooks. Abundio is that frustration turned into software.

I'm also the engineer who builds it: a bilingual, Caracas-born engineering leader who's spent a career walking into ambiguous, slightly-on-fire problems and walking out with platforms teams can build on. Domain pain and technical depth in one person.

And I'm from this community. I immigrated to the US on an extraordinary-ability visa, navigated every institution this customer is navigating, in both languages, with the same accent, and got turned away by lenders whose models had no box for how I earned. I'm not researching this market. My family is in it.

✓ Real estate investor ✓ Built, monetized & productized a business ✓ Ex-Jamf · Ex-Accenture ✓ Bilingual EN/ES · Caracas-born

Get your equity out of the freezer.

Abundio is opening early access now, starting with Hispanic homeowners across the US. Tell us where you are and we'll reach out.